المجموعة 2

Social insurance is funded roughly equally by employees and employers via social contributions (e.g. ~14.6% of gross wages for health insurance) — not directly from taxes. A state subsidy from tax revenues covers deficits.

'Einigkeit und Recht und Freiheit' (Unity and Justice and Freedom) is the opening line of Germany's national anthem — the third stanza of the Deutschlandlied (lyrics 1841 by August Heinrich Hoffmann von Fallersleben). The first two stanzas are not sung. Melody: Joseph Haydn, 1797.

Long-term care insurance (Pflegeversicherung) is the youngest of the five pillars of statutory social insurance (introduced 1995). It funds care for people in need — the other four pillars are health, pension, unemployment, and accident insurance.

Social market economy (Soziale Marktwirtschaft) is Germany's economic model: market freedoms (private property, free competition, free price formation) combined with social balance (social insurance, collective bargaining, codetermination). The term goes back to Alfred Müller-Armack and was implemented by Ludwig Erhard after 1948.

The legislature (law-making branch) consists of the Bundestag (directly elected parliament) and Bundesrat (representation of the states). Together they pass federal laws. The executive is the government, the judiciary are the courts (separation of powers).